Financial Planning & Strategic Advice

“Good fortune is what happens when opportunity meets with planning” Thomas Edison.

Is your financial house in order?

Can you recall the last time you sat down and worked out where you are financially and where you want to be? Are you confident that your personal and financial decisions are aligned with what matters most to you and your most important financial goals?

Today’s financial markets offer investors an ever-increasing array of choice and information, but most investors are still searching for clarity and the peace of mind that they are on the right track.

A simple but powerful model

Bradley Nuttall’s financial planning process is designed to get your entire financial house in order and to keep it that way for the rest of your life.

Our comprehensive, integrated approach draws the best practices from a variety of fields, using a combination of internal and external experts to fulfil the needs of our clients as completely and effectively as possible.

Our process utilises our in house expertise in the critical areas of investment management and wealth accumulation.  We will project manage the engagement of other professionals in the fields of tax, estate planning, philanthropy and risk management to ensure that we all work to common goals.

Legal

Each year we review and update your estate plan to reflect any changes in your life, with a full and focused legal review every five years. We provide a clear plan for your money for the next generation, and plan to ensure your heirs work together, preventing conflicts about money.

Tax Structuring and Planning

We help our clients plan to limit any unexpected surprises from the tax office. We assist with the completion of all tax returns and work closely with tax professionals to achieve appropriate outcomes.

Cash Flow and Debt Management

We will develop a cash-flow management plan to ensure the appropriate levels of funding go towards achieving your important goals, while maintaining lifestyle today. This incorporates a debt management plan to ensure any debts are paid down in an appropriate timeframe.

Risk Management

Our team will assess all threats we see to the achievement of your plan. This includes all personal, occupational, life, disability and critical care risks, along with all property risks.  We will help you evaluate how best to manage these exposures. Often, clients are in a position to “self-insure” many of these risks. In other cases, insurance or some other structure is essential to avoid or mitigate the risk.

In all cases, we are very experienced in drawing effective conclusions for our clients. Perhaps as important, we have no interest in any particular solution. Our clients can therefore depend on a thoroughly competent and unbiased assessment of their overall insurance portfolio…a combination very difficult to find anywhere else.

Strategic Advice

Our process is designed to ensure that we understand your unique circumstances and to help you articulate your most important goals.  By connecting meaning and money we can help you develop a transparent wealth strategy that provides the peace of mind that you are on track to lead your ideal life and achieve your objectives.

Below we illustrate our comprehensive planning process.